Moving Abroad in Your 40s: What Your Financial Plan Needs to Look Like
Your 40s are often the decade when the expat dream becomes a real possibility. But with retirement on the horizon, the financial stakes are higher than they were in your 20s.
Insights & Guides
Expert insight on international financial planning, tax, property, and life abroad — written for global citizens.
Most people spend months planning the logistics of moving abroad — but less than a week on their finances. Here is the complete financial checklist to work through before you go.
Your 40s are often the decade when the expat dream becomes a real possibility. But with retirement on the horizon, the financial stakes are higher than they were in your 20s.
Retiring to the sun sounds idyllic — and it can be. But the financial reality of living abroad in retirement is more complex than most people anticipate. Here is what you need to know.
A good financial adviser in your home country is not the same as a good adviser for someone living or moving abroad. Here is the critical difference — and why it matters.
There are several ways to find a financial adviser. Most of them are broken for expats. Here is how Link Independent approaches it — and why we built it this way.
Not all expat financial advisers are created equal. These are the ten questions that separate the genuine experts from those who will figure it out at your expense.
Americans moving to the UK face one of the most complex cross-border tax situations in the world. US citizenship-based taxation means you do not simply leave your US obligations behind.
Most expats have heard of double taxation treaties but few understand how they actually work. This guide explains the essentials — and how they affect your financial planning.
Dubai, Monaco, the Cayman Islands — locations famous for zero income tax. But is it really as simple as moving there? The tax picture is considerably more nuanced than most people realise.
International property is one of the most appealing investments for expats — and one of the most risky if approached without the right preparation. Here is what you need to know.
Financing property in another country is more complicated than getting a domestic mortgage — but it is entirely achievable with the right preparation and the right broker.
Three of the most popular destinations for UK expats each offer very different financial profiles. Here is a side-by-side comparison to help you make a more informed decision.
An English will is legally valid in England and Wales. It may not be valid — or may be significantly less effective — in the country where you now live. This is what you need to do.
Many expats assume that leaving the UK means leaving UK inheritance tax behind. The reality is considerably more complicated — and more expensive for those who get it wrong.
A UK Lasting Power of Attorney does not work in most other countries. If you live or own assets abroad, you need to understand how power of attorney works across borders.
Intergenerational wealth transfer is complex enough domestically. When assets and family members span multiple countries, the planning required is significantly more sophisticated.
Qualifying Recognised Overseas Pension Schemes allow expats to transfer UK pensions to overseas arrangements. But QROPS are complex, regulated, and not right for everyone.
The UAE remains one of the most popular destinations for British expats. Here is a comprehensive financial guide covering tax, pensions, property, and planning for life in the Emirates.
When you are in a new country, finding a financial adviser you can trust — in a language you understand — is one of the most important things you can do. Here is how to find one.
Everyone knows that moving abroad costs money. But the costs that catch people off guard are rarely the obvious ones. Here are the financial surprises to prepare for.

No capital gains tax, no inheritance tax, and income tax capped at £220,000. The Isle of Man Innovator Visa offers business owners a compelling pathway for strategic relocation.

Contemplating the exit strategy for your business? Understanding equity exchange vehicles and equity release strategies is crucial for maximising your hard-earned equity.

UK gilts can offer a combination of income and capital appreciation, with potentially attractive tax treatment for higher-rate taxpayers. Worth understanding if you hold significant cash reserves.

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