Expat Guides
Straightforward answers to the financial questions that come with living, working or retiring abroad. From pensions and investments to finding the right regulated adviser, our guides help you understand the questions worth asking before making important financial decisions.
Guide Finder
A comprehensive guide for expats and internationally mobile people on finding, verifying and working with a regulated international financial adviser. Covers regulation, custody, fees, questions to ask and what happens if you move again.
Your UK pension remains yours when you move overseas, but access, contributions, currency, tax and transfer considerations all change. This guide explains your options without promoting pension transfers.
A UK expat in France faces questions about UK pensions, investments, tax residency, currency, French estate planning and finding an appropriately regulated adviser. This guide covers the key issues without providing personalised tax advice.
A UK expat in Spain faces questions about UK pensions, Spanish tax residency, currency, property, estate planning and finding an appropriately regulated adviser. This guide covers the key issues without providing personalised tax advice.
A UK expat in Portugal faces questions about UK pensions, the NHR regime, tax residency, currency, property, estate planning and finding an appropriately regulated adviser.
A UK expat in the UAE faces questions about UK pensions, tax-free status, currency, offshore investments, estate planning and finding an appropriately regulated adviser.
A UK expat in the USA faces questions about UK pensions, US tax filing, FBAR, FATCA, currency, estate planning and finding an adviser who understands both UK and US rules.
A UK expat in the Philippines faces questions about UK pensions, tax residency, currency, offshore investments, estate planning and finding an appropriately regulated adviser.
US citizens in Europe face citizenship-based taxation, PFIC rules, FATCA reporting and investment restrictions. This guide explains why this situation is more complex and how to find an adviser who understands both jurisdictions.
Adviser, platform, custody, DFM, fund, product, FX, transaction, entry and exit fees explained. Understand the entire cost chain with an interactive illustrative example.
The distinction between giving advice, managing investments and holding client assets explained simply for ordinary clients. Understand the roles of adviser, DFM, platform, custodian and fund manager.
Why international advice differs, what regulation to check, and how to find an adviser qualified for cross-border financial planning.
UK assets, pensions and investments do not stop being relevant when you move. What to consider when finding a financial adviser as a UK expat.
Regulation, licensing, fees, custody, exit penalties and more. The ten questions that separate genuine international expertise from the rest.
How to verify an adviser’s regulatory status using official registers in the UK, Ireland, UAE, Spain, Australia, Singapore and other jurisdictions.
Pensions, investments, banking, tax, currency, property, estate planning and insurance. The financial areas to review before an international move.
Adviser, platform, custody, DFM, fund, product, transaction and FX charges explained — with an illustrative example showing how they combine.
Open directories, paid listings, lead-generation sites and curated networks compared. Why the model matters for the quality of advice you receive.