Expat Guides
Straightforward answers to the financial questions that come with living, working or retiring abroad. From pensions and investments to finding the right regulated adviser, our guides help you understand the questions worth asking before making important financial decisions.
Guide Finder
A comprehensive guide for expats and internationally mobile people on finding, verifying and working with a regulated international financial adviser. Covers regulation, custody, fees, questions to ask and what happens if you move again.
Your UK pension remains yours when you move overseas, but access, contributions, currency, tax and transfer considerations all change. This guide explains your options without promoting pension transfers.
Moving from the UK to France? Understand the financial questions worth considering around pensions, investments, tax, advisers, property and currency, then build your free Expat Plan.
Moving from the UK to Spain? Understand the financial questions worth considering around pensions, investments, tax, advisers, property and currency, then build your free Expat Plan.
Moving from the UK to Portugal? Understand the financial questions worth considering around pensions, investments, tax, advisers, property and currency, then build your free Expat Plan.
Moving from the UK to the UAE? Understand the financial questions worth considering around pensions, investments, tax, advisers, currency and international investments, then build your free Expat Plan.
Moving from the UK to the USA? Understand the financial questions worth considering around pensions, investments, tax, advisers, currency and cross-border complications, then build your free Expat Plan.
Moving from the UK to the Philippines? Understand the financial questions worth considering around pensions, investments, tax, advisers, banking and currency, then build your free Expat Plan.
US citizens in Europe face citizenship-based taxation, PFIC rules, FATCA reporting and investment restrictions. This guide explains why this situation is more complex and how to find an adviser who understands both jurisdictions.
Adviser, platform, custody, DFM, fund, product, FX, transaction, entry and exit fees explained. Understand the entire cost chain with an interactive illustrative example.
The distinction between giving advice, managing investments and holding client assets explained simply for ordinary clients. Understand the roles of adviser, DFM, platform, custodian and fund manager.
Why international advice differs, what regulation to check, and how to find an adviser qualified for cross-border financial planning.
UK assets, pensions and investments do not stop being relevant when you move. What to consider when finding a financial adviser as a UK expat.
Regulation, licensing, fees, custody, exit penalties and more. The ten questions that separate genuine international expertise from the rest.
How to verify an adviser’s regulatory status using official registers in the UK, Ireland, UAE, Spain, Australia, Singapore and other jurisdictions.
Pensions, investments, banking, tax, currency, property, estate planning and insurance. The financial areas to review before an international move.
Adviser, platform, custody, DFM, fund, product, transaction and FX charges explained — with an illustrative example showing how they combine.
Open directories, paid listings, lead-generation sites and curated networks compared. Why the model matters for the quality of advice you receive.